Terms and Conditions

Last Updated: May 12, 2022.

INTRODUCTION 

As may be amended from time to time, these terms and conditions apply to all our services directly or indirectly (through distributors) made available online. By accessing, browsing, and using our website (“Website”) and / or completing a transaction, you acknowledge and agree to have read, understood, and agreed to the terms and conditions set out below.

This Website is owned and operated by Finro Limited. The Terms and Conditions form a legally binding agreement (“Agreement”) between Finro Limited and the user (“You” or the “User”).

By accessing and browsing the Website, the User accepts, without limitation or qualification, to accept and adhere to the Terms and Conditions.

If you do not agree to our Terms of Use, or these Terms are not valid in your legal jurisdiction, you must not use our Website.

THE PURPOSE

Our website aims to provide educational and informational content about Finro and the services we provide: startup valuation, financial modeling, due diligence, and advisory services. 

The information provided in this document is for informational purposes only and should not be regarded as investment advice or a recommendation regarding any particular security or course of action. Neither Finro Limited (“Finro”) nor any of its affiliates make any representation or warranty or guarantee as to the completeness, accuracy, timeliness, or suitability of any information contained within any part of the report nor that it is free from error.

Finro does not accept any liability (whether in contract, tort, or otherwise howsoever and whether or not they have been negligent) for any loss or damage (including, without limitation, loss of profit), which may arise directly or indirectly from the use of or reliance on such information. 

None of the templates available for purchase on the Website can be regarded as official valuation or financial forecasts, nor are they signed by Finro. These templates are offered “as-is” and should not be considered due diligence material and do not replace one. Users of the templates purchased through Finro are advised to conduct their due diligence and consult with a registered financial advisor before making any investment decision.

PRIVACY POLICY

Finro respects the privacy of all its Website Users and is seriously committed to maintaining and protecting the confidentiality of personal data from its Users. 

CANCELLATION POLICY

Products offered online on our Website are “digital products” and sold “as is” which cannot be taken back once the user downloads the product. 

Invalid claims:

Wrong purchase – when a user claims to mistakenly purchase the intended template. On the checkout, there is a note above to confirm you are about to complete your purchase and it cannot be returned.  

Do not like the template - when a user simply doesn’t like the template purchased. As mentioned in the Refund and Cancellation Policy, products sold on our Website are “digital products” and sold “as is”. Therefore, all purchases are final. 

Change of mind - when a user changes their mind after purchasing the template. The same as above, we cannot issue a refund as we cannot take back our “digital products” once downloaded.

Do not work with other worksheet applications - templates on our site are Microsoft Excel files. These files can be opened on Microsoft Excel, Google Sheets, and Numbers. The template was designed for Microsoft Excel and might work differently in other worksheet applications.